Tuesday, June 25, 2013

What's Insurance Product Need

Nobody in this world expect calamity, but the tragic events as experienced some time come not permission
this is needed to protect with Insurance or other product.

One way function, family as an heir having protection attach this accident

First I say No But Now I say Yes 
First I say no to having insurance. I not have much monney from buying Insurance product.  but I now have several Insurance product. Insurance is very important for me when I dead .

So what my Product insurance Need ?? 
Life Insurance --> When I leave the word My son and other family will be have Money. for manage My family until have worker JOB. -- > change may activity search money
Car Insurance : when I accident my car safety from maintenance , we know how much monney to maintenance car 

Monday, June 24, 2013

Different Insurance and Saving Education

More people still are confused between choosing insurance or savings as an investment fund education. Are you well? Check the difference here. 














1. Education savings
 
There is insurance, but are guaranteed only at the target end of the funds to be obtained. If the client dies, the heirs will get a nominal amount of funds that a customer in the initial goal. Insurance costs borne by the bank. Suitable for preparing education funding in the short term between two to five years, because the results are given only about 3% to 6% before tax. There is great interest, usually only administration charge. 


2. Insurance education

 
If the insured dies, the beneficiary will get the coverage plus a fund of money investment results. Can deliver greater returns than educational savings, since they are located in a mutual fund. In the short term, the savings will guarantee the results to be obtained while the insurance is not. Flowers are very dependent on the performance of the investment itself. There are acquisition costs-fees charged in connection with the application for and issuance of the insurance policy that covers the cost of medical examinations, procurement policy and printing documents, court costs, cost of post and telecommunications-are quite large and usually cut up to six years. There are insurance fees charged to customers.

Top 10 The biggest Insurance Company

           Top 10 The Biggest Insurance Company


NO COMPANY Net Premiums Written
< $ >
Wesite
01 State Farm Group 50,808,635 www.statefarm.com
02 Allstate Insurance Group 24,796,256 www.allstate.com
03 Liberty Mutual Insurance Cos. 21,483,996 www.libertymutual.com
04 Berkshire Hathaway Insurance (includes Geico) 21,358316 www.geico.com
05 Travelers Group 20,594,458 https://www.travelers.com
06 American International Group 19,687,720 www.aig.com
07 Nationwide Group 14,489,531 www.nationwide.com
08 Progressive Insurance Group 14,476,676 www.progressive.com
09 Farmers Insurance Group 14,129,512 www.farmers.com
10 USAA Group 10,679,414 https://www.usaa.com

How to select Insurance provider

How to select insurance provide,
some people some times confused to select insurance, many company providing type of insurance, we have to smart to select that,

in this article, we’ll guide you, how to select best insurance.

1. Please check company profile,
This is first time if you can select that, a bona fide company can survive for a feaw years. It’s can give peace in insurance.












2. Select type of insurance
Company of insurance, ussualy providing many type of insurance, we have to check carefully before select that, because it’s very important to determinate you next step.










3. Select method of payment
Next, we can choose method of payment, company of insurance offer payment in beginning, end or middle of month, so, its up to you, how you can manage your money.

Insurance On android

Hello good Morning I want to share Insurance APPS on ANROID
1. Insurance Journal
 
Breaking news, compelling video, and informative podcasts from InsuranceJournal.com - now on your Android device!
"Success is measured not only in profits, but by integrity as well."
-Fred Loya
Everything about your insurance is just a tap away. Experience the convenience of accessing your Fred Loya insurance information around the clock for your Android Phone!
Features for Everyone:
1.Register New Policy or Login to Access it Directly.
2..View Policy:State wise view of your policy.
3.Location Finder - Search by Zip Code and contact an agent near you or at a different location to discuss your insurance needs.
4.Payment :Pay your policy premium with credit card,debit card or your checking A/c.
5.Access complete Fred Loya Website.

3. Erie Insurance Mobile

ERIEmobile is ERIE Insurance's new auto insurance claim and assistance app for Android!
With ERIEmobile, Erie Insurance Customers can:
* Quickly contact their ERIE Agent and ERIE Insurance
* Collect auto accident claim information
* File an auto glass or auto accident claim
* Display auto insurance ID
CONTACT YOUR AGENT AND ERIE QUICKLY!
* Phone numbers, e-mail addresses and directions to your agent's office
* Direct phone contact to ERIE for Customer Service, Billing, and Claims Services
COLLECT AND FILE AUTO CLAIM INFO:
If you have an auto glass claim or are in an accident, ERIEmobile allows you to:
* File an auto glass claim
* Quickly contact local emergency assistance
* Record the accident location
* Take accident scene photos or import photos into ERIEmobile
* Record voice descriptions of the accident and vehicle damage
* Collect witness, injured persons, and police report information
* Send accident information to ERIE Insurance to start the claims process or save this information to help you file a claim later.
DISPLAY YOUR INSURANCE CARD
* This app displays a copy of your insurance card, should you need it. Proof of Insurance is always with you. No more fumbling through the glove box!
FIND VEHICLE ASSISTANCE, REPAIR SHOPS AND SERVICES
* Locate repair facilities or services such as tow trucks, rental cars, gas stations, locksmiths, taxi service, hotels or hospitals
SPECIAL NOTES:
An ERIE personal auto policy and an ERIE Insurance Online Account are required to fully access the features offered by this Erie Insurance app. The Online Account is simply a registration process for ERIE Customers that allows you to connect to your auto policy information with this app. You would not be able to file a claim without completing this process.
If you do not already have an Erie Insurance Online Account, the app will direct you to create a new account. Be sure to do so right away! Visit https://www.erieinsurance.com/Account/Create/Default.aspx to set up or modify your online account today.
Questions or comments? Email us: ERIEmobile@ERIEInsurance.com

4. ACCC Insurance

 Managing your policy with ACCC is now even more convenient with our first mobile app. Make payments, check policy status, and download ID Cards directly from your phone or tablet. No need to call your agent or call the company to make a simple payment. Just pull out your phone to:
o Check policy status
o Make payments
o View and email ID cards
o Change your term of payment
o Set up recurring payments
With most of ACCC’s most common transactions now in the palm of your hand, managing your insurance policy is now simple and more convenient than ever.
HDFC ERGO General Insurance now presents IPO Insurance Portfolio Organizer - Mobile Application on Android platform for its users. Existing customers can use our IPO- Mobile Application to quickly and easily access all the information related to insurance policies. Use our application to get more information on all of our retail general insurance products including Motor Insurance, Health Insurance, Travel Insurance and Personal Accident insurance. Customers now can get information right at the comfort of their finger tips. Download IPO application now & keep track of your insurance polices on your mobile phone.
Benefits:
• Comprehensive and detailed information of your Health/travel/Motor/Personal Accident insurance policy with HDFC ERGO;
• Policy Renewal Alerts
• Change your correspondence address
• Policy document Requests
• Claim Status Check
• Find nearest HDFC ERGO branch, Garage list, Network hospital
• Quick access to HDFC ERGO Customer Care
• Renew Health & Motor policy

6. Access Insurance  

Access on the Go! An easy way to make mobile payments, view insurance cards, and contact us.Features: Pay your Bill, View Insurance ID Card(s), and Contact Us Phone Numbers



7. Clal Insurance

For Every Moment in Life, Clal is by Your Side.
Clal's new Mobile Application was developed especially for your needs and was made in order to give our clients useful information and practical tools, designed to serve you in times of need.
you can purchase Travel insurance tailored to your needs, easily and efficiently. You can also find useful information including emergency numbers and instructions for various scenarios that might happen during the trip.
In case of a car accident, you will be able to file a claim On-line and report the accident in real time. The report includes filling out a special form with the details of the incident, the vehicles involved and photographs that can be sent directly from your device at the scene. Using the application, you can get vital information which includes: proper conduct guidelines at the accident's scene, a special search engine for Garage and damage assessors in your proximity and also a list of emergency call centers.
If you are already registered to our web site, you will be able to use this application also to enter your secure and private area and view your personal portfolio, showing a full range of insurance programs and savings in a variety of areas.
In order to register to our On-line services visit our website at: www.clal.co.il
For more information about the application or service, please contact our customer service center by phone 03-9420440 or *5454
From any phone or via e-mail: clalonline@clalbit.co.il




 
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